Title is Your Choice
Did you know that as the purchaser of title insurance, you choose the title company? Just as you choose your lender, your real estate agent and your insurance agent, choosing title ensures that you pick the best and most reliable professionals to handle a very important part of your closing transaction. Selecting the right company-one that has experience and expertise with the closing process-will prevent delays and anxiety.
Reasons to Use New Frontier Title
Our Underwriter – Old Republic
Old Republic National Title Insurance is headquartered here in Florida. As an industry leader and one of the largest title insurance companies in the nations, Old replublic looks out for their customers needs and ensures a clean title at closing. Old Republic holds a Financial Stability Rating® of A” (A Double-Prime, Unsurpassed), which is the highest available rating with Demotech, Inc. as well as an A+ rating with BBB.
Our Underwriter – Alliant
Alliant National Title Insurance Company prides itself in looking after their agents, lenders and most of all – their consumers. With detailed title policies and commitments, Alliant gives title agents the tools they need to clear many title issues before closing allowing a clear title for the new owners. Alliant National holds a Financial Stability Rating® of A, (Exceptional) with Demotech, Inc. as well as an A+ Rating with BBB.
Compliance with Regulations
The title insurance industry is heavily regulated at the Federal and State level. As a member of the American Land Title Association and the Florida Land Title Association, we are working at the forefront of the best practices model which has been recently discussed at the annual conventions. On a national level, we are ready to comply with the pillars that have been proposed and believe that all agents should comply with these standards. On a state level, we comply with state statutes by applying the correct rates for title insurance, never charging junk fees (which are prohibited by the state but still persist), and providing timely reporting to our underwriters as required.
Escrow Security
We take our escrow accounting very seriously. In addition to the backing of our underwriter, we protect all funds using the latest in anti-fraud measures including positive pay, daily reconciliation of the accounts, bank issued security tokens and background checks on key employees. We carry $1,000,000 errors and omissions coverage as well as fidelity and surety coverage.
Title Evidence
All title evidence is provided by our underwriter and examined by our in-house licensed title agents. We use geographically posted data cross-checked by the courthouse indices/indexes to eliminate errors when examining title. Ask us about this process-we are always interested in explaining the process.